Definitions:
Use of Service and Responsibility for Charges:
How Your Bill is Calculated:
Billing and Payment:
Limitation of AlternaCall / CIBC Liability:
Your Liability:
Loss or Theft:
Suspension and/or Termination by AlternaCall:
Your Right to Cancel:
Privacy Policy:
Information Sharing:
Switching between CIBC Credit Cards:
General:


We are pleased to provide the Services (defined below) to you, subject to these terms and conditions. As a condition of using the Services, you agree to and must comply with these terms and conditions, which will be biding on you. We provide you with, and you agree you have received, an express opportunity to accept or decline these terms and conditions and to correct any errors immediately before you enter into an agreement with us for the Services. If you choose to decline these terms and conditions, or which to correct any errors before you enter into an agreement with us for the Services, you must immediately notify us at   1-888-621-3401 and must not use any of the Services. If you do not so notify us and/or if you use any of the Services, you will be considered to have exercised your opportunity to accept or decline these General Terms of Service and to have chosen to accept them.


Definitions:

  "AlternaCall" means AlternaCall Inc., the current Guaranteed Proof program service provider, reseller and biller. AlternaCall has arranged for the Services to be provided by an underlying network carrier, which is Call-Net Technology Services Inc. AlternaCall may, without notice to you, change the underlying network carrier for some or all of the Services. You authorize AlternaCall or its representative to notify your local telephone company to implement any change in the underlying carrier as it relates to your use of the Services.
"Services" are any and all of the long distance services including the calling card service and such other services as may be offered through the Guaranteed Proof Program from time to time for the residential use; and
"You" (or "Your," "you," or "your") refers to the CIBC Credit Card holder enrolled in the Guaranteed Proof Program and means you and every person who uses the Services through your telecommunication systems.



Use of Service and Responsibility for Charges:
You may use the Services for purposes outlined in these terms and conditions, provided that you do so in compliance with these terms and conditions, all applicable laws and regulatory requirements. You are responsible for paying all applicable charges for the Services, including the monthly network fee, monthly plan fee, long distance, and other charges you may incur by using: (i) your telephones, wireless handset(s), equipment or telecommunications systems; (ii) any number or authorization code assigned to you, including any calling card number or any other personal identification number assigned to you or selected by you. You are responsible for the security of your authorization codes, and access to your telephones, wireless handset(s), equipment and telecommunications systems. You understand that the Services cannot be used for text messaging or paging.



How Your Bill is Calculated:
AlternaCall will create and send you a usage summary for each month in which the Services are used. Unless you specify otherwise, it will be sent to the same address as used for CIBC Credit Card statements.

Long Distance:
Each usage summary will list every long distance call made in the period covered by the usage summary and what each call would have cost (before tax) under a long distance plan offered by each of the 'big three' long distance companies in your region. Depending on your geographic region, the 'big three' will include Rogers, Primus Telecommunications Canada Inc. and your regional incumbent (such as: Bell Canada, Telus, etc.). If there is more than one telephone number registered with the service and they happen to be located in different provinces, a different rate comparison may be made for each telephone number. To be eligible for the Service, long distance calls made from your wireless handset must originate in Canada. For greater certainty, if you are using your wireless handset while outside of Canada, long distance charges will be billed by your wireless service provider.

If a Calling Card Number is used during the period covered by the usage summary, the summary will list each calling card call and set out what it would have cost (before tax) under a calling card plan offered by each of the 'big three' long distance companies in the region where the primary cardholder lives. A limited number of calling card call types are not subject to the rate comparison. For these calling card types you will be charged an AlternaCall rate.

The total cost for long distance and calling card calls is calculated for each of the 'big three' companies. The lowest of these three totals is selected and discounted by 10%, following which applicable taxes are added. Any credits are subtracted. AlternaCall reserves the right to change how it calculates your amount payable, at any time, with notice to you, however you understand and accept that the amount payable each month will vary due to fluctuations in the rate comparisons and you will not be provided with any notice of such changes due to the nature of the Program.

Rate comparisons are not made to special promotional offers made by the 'big three' long distance companies or other offers which they do not advertise or promote to all customers.

AlternaCall selects the 'big three' companies and their long distance and calling card comparison plans at its discretion. The companies and plans will differ, depending on where the primary cardholder lives in Canada. The companies, the plans, and the number of companies and plans may also change over time, depending on the competitive marketplace for telephone services and the relative popularity of each company's plans. If you would like to know the applicable companies and plans for your CIBC Guaranteed Proof account, please see your usage summary or call 1 888 621-3401.



Billing and Payment::
You will receive a monthly usage summary. The amount, as calculated above and as set out on the usage summary, together with any applicable billing, plan administrative or service fees, and all taxes, will be charged to your CIBC Credit Card by the due date indicated on the front of your usage summary. Alternacall may charge an administration fee of $25.00 will be levied if your credit card is denied. Overdue accounts are subject to blocks, suspension and/or cancellation of all Services billed on your invoice. 

If Alternacall fails to bill you or underbills you for a change, AlternaCall has up to 150 days after a charge has been incurred or a call made within North America to post it (or a correction) to a usage summary. If the call is made from and/or to a location outside North America, AlternaCall has up to one year to post it (or a correction) to a usage summary. These deadlines do not apply if AlternaCall believes, in its discretion, that there has been any deception by you or someone you authorize to use your telephones, wireless handset(s), or other equipment for long distance calls and/or your calling Card Number and Security Code.

If you believe any call shown on your usage summary may not actually have been made or may be shown incorrectly (including if you believe the call length, time or date is stated wrongly or the wrong amount is being charged), please contact the special inquiries phone number on the usage summary. If you do not object to a call by calling the special inquiries phone number within 60 days after the date of the usage summary on which the call appears, your right to request a credit with respect to that call is lost. You acknowledge that you are responsible for paying for all calls made using your Services, regardless of who made them.

Your dealings with AlternaCall are separate from your obligation to pay your monthly CIBC Credit Card bill. This means that you will remain liable to pay your CIBC Credit Card bill (or, if you wish, at least the minimum payment due shown on it) despite any disputes you may have with AlternaCall or any apparent problems with the Services. Further, it means that you will remain liable to pay your AlternaCall charges despite any disputes that you may have with any other of your CIBC Credit Card charges.

AlternaCall, or those acting on its behalf, reserves the right to examine your credit record and to require a deposit or other security, including payment by credit card, before it provides, continues, or reinstates Services to you. Should AlternaCall at any time consider a credit deposit to be insufficient, a further credit deposit may be required. AlternaCall will determine, at its discretion, how your deposit or other security will be allocated to satisfy outstanding amounts owed by you to AlternaCall.

By subscribing to the Services, you authorize AlternaCall and those acting on its behalf, from time to time, to review your creditworthiness in order to provide or continue to provide the Services to you and you agree that this is our prior written notice to you of, and your consent to, our obtaining limited credit information about you from time to time. You will note that this review of your credit will not be made public to any party other than yourself, through your own review of your credit history. You also agree to provide and further appropriate authorizations and financial information as AlternaCall may reasonably request for this purpose.

Your account information may, form time to time, be disclosed to AlternaCall agents and authorized dealers in order to service your account, respond to your questions and promote additional products and services offered by AlternaCall that may be of interest to you. If you do not wish to receive offers or information on other Alternacall services or products, please contact us at: info@guaranteedproof.com.

If a significant number of telephone calls and/or one or more very costly calls are made, AlternaCall is entitled to demand interim payment from you instead of waiting until the end of your usage summary period to post a charge to your CIBC Credit Card. In such a case, AlternaCall will provide you with details of such calls, and you must pay AlternaCall within three days after you receive the demand for payment and call details. If you dispute a call, your payment in respect of that call will not be considered past due unless AlternaCall reasonably believes you are disputing the call only to evade or delay payment

If AlternaCall believes, in its discretion, that you or anyone you have authorized to use the Service are misusing or attempting to defraud the Services, it may demand an immediate and full payment from you for all calls made.

If AlternaCall is unable to collect outstanding amounts by means of charging your CIBC Credit Card, AlternaCall is entitled to demand payment by alternate means.

If you are a resident of Quebec, you may, if you wish, arrange to pay your monthly phone charges by cheque, instead of by automatic charge to your credit card account. However, if payment is not received within 30 days of the due date on a usage summary, AlternaCall may, if and as it chooses, block, suspend or terminate your access to the Service and/or add a late payment charge (which may be a fee and/or interest) to the amount which is payable. AlternaCall will not be responsible for any lost or stolen payments. You will be charged $25.00 for any cheque that is returned unpaid by your bank and for any credit card payment that cannot be processed for any reason.



Service Interruption
AlternaCall may suspend Service at any time, and for any duration, without penalty or liability to itself, where it believes it nessary to prevent improper or unlawful use of the Service, facilities, connections or network. you agree that it may be necessary to temporarily suspend service for technical reasons or to maintain the network, equipment or facilities. AlternaCall shall have no liability whatsoever in connection with any such suspension of the Service.

AlternaCall shall have no liability whatsoever for its termination of the Service pursuant to these terms and conditions as a result of non-payment of amounts or deposits due, for unlawful or improper use of facilities or the Service by you, for losses due to down time, unavailability or your inability to access the Service, or for any other reason.

No Warranty
TO THE MAXIMUM EXTENT PERMITTED BY APPLICATION LAW: THERE IS NO EXPRESS OR IMPLIED WARRANTY OR CONDITION WHETHER OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR OTHERWISE, WITH RESPECT TO ANY OF THE SERVICE, PRODUCT OR EQUIPMENT PROVIDED BY ALTERNACALL HEREUNDER.

IN NO EVENT SHALL ALTERNACALL, ITS PARTNERS AND/OR AFFILIATES BE LIABLE FOR DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, WHETHER OR NOT ALTERNACALL, ITS PARTNERS AND/OR AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES. IF DISSATISFIED WITH AND PORTION OF THE SERVICE, OR ANY OF THESE TERMS AND CONDITIONS, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SERVICE.

Limitation of AlternaCall / CIBC Liability
AlternaCall does not guarantee that the Service will be uninterrupted or error-free. Neither AlternaCall nor CIBC will be liable to you or any person you authorize to use the Service for any loss (including loss of earnings or profit) or for any damage or injury of any type caused or contributed to in any way by the Service, including:

a) if the Service or any part of it is impaired, defective or stops working entirely;
b) for any act or omission of any telecommunications carrier or other service provider that participates in providing any part of the Service;
c) if the Guaranteed Proof Program is cancelled in whole or in part;
d) if AlternaCall terminates or suspends your access to all or any part of the Service;
e) for any content transmitted on the Service, including content that is defamatory, annoying, offensive, or infringes any intellectual, privacy or other rights;
f) any indirect, incidental, special, or consequential damages, even if reasonably foreseeable;
g) any act or omission by you; or
h) any failure to activate the Service on a particular date.



Your Liability:
You agree to indemnify and hold harmless AlternaCall against all claims, including fees and expenses of counsel, resulting from your use (or the use by others with your explicit or implicit consent) of the Services, or your codes, which causes direct or indirect damage or harm to another party or to the property of another.



Loss or Theft:
Notify us immediately if your wireless handset or SIM card is lost or stolen. Once you have notified us, you will not be responsible for long distance charges made using the Service from your wireless handset. However, you will remain responsible for all other charges not mentioned above or incurred prior to your call notifying us of this loss or theft.



Suspension and/or Termination by AlternaCall:
AlternaCall is entitled to cancel or change the Guaranteed Proof Program in whole or in part at any time, with notice. AlternaCall may terminate your access to the service for any reason by giving you seven (7) days prior written notice sent to you at the address to which usage summaries are sent. AlternaCall also reserves the right to suspend or terminate your access to the Services, without notice, if AlternaCall believes, in its discretion, that: you may have breached these Terms and Conditions; you or anyone else may be misusing or attempting to defraud the Service; you or anyone else may be making telephone calls that are annoying or offensive; or termination is otherwise advisable to preserve the integrity of the network or to comply with laws and regulations. AlternaCall need not provide you with any reason for terminating your access to the Service.

Your access to the Services will be terminated if your CIBC Credit Card account is closed (unless you switch to another CIBC Credit Card as noted below). As well, if at any time your CIBC Credit Card account is not in good standing, your access to the Service may be terminated with no notice to you; this includes if, in any month, the minimum payment due on your CIBC Credit Card account (or some larger amount) is not paid by the due date for that month. Your access to the Service may also be terminated without notice if you reside in Quebec and arrange with AlternaCall to pay your monthly phone bill by cheque, but AlternaCall does not receive your cheque for the full amount payable within 30 days after the due date on the usage summary or the cheque does not clear.

If the Program is terminated or your access to the Service is suspended or terminated under these Program Terms, you are liable to AlternaCall for all calls made before suspension and/or termination is effective and/or arising from suspension and/or termination.



Your Right to Cancel:
AlternaCall permits you to cancel the Services (or, if you wish, only the calling card portion of it) by calling 1 888 621-3401. you will be responsible for all charges incurred up to the effective cancellation date, which may be later than the requested cancellation date due to administrative requirements.



Privacy Policy:
AlternaCall values its relationship with its customers and is committed to the protection of your personal information. Personal information is information about you. Personal information does not include information listed in public directories or available through directory assistance, such as your name, address, telephone numbers or electronic address. AlternaCall only collects personal information from you that is necessary to provide you with the Guaranteed Proof service. Personal information collected from you is used to provide you with the Guaranteed Proof service as outlined below (Information Sharing) and is only shared with the companies that AlternaCall has retained to provide the Services to you. Before using your personal information for any purpose other than that discussed in this Agreement, AlternaCall will explain that purpose to you and seek your consent for such use.

To obtain a copy of AlternaCall's Privacy Policy, please go to www.guaranteedproof.com for complete details of the AlternaCall Privacy Policy, you may contact:

General Manager
Guaranteed Proof Program
P.O. Box 249, Stn. B, 119 Spadina Ave, Toronto, ON M5T 2W1
1 888 621-3401 Fax: 1 888 621-3403




Information Sharing:
You consent to CIBC transmitting information about you and your CIBC Credit Card account to AlternaCall and to the companies which AlternaCall has retained to provide the Service solely for the purpose of providing the Service to you. You consent to AlternaCall disclosing information about you to its underlying network carrier and any other service provider that participates in providing any part of the Service if the disclosure relates to the establishment or provision of the Service. You also consent to the disclosure of call information by AlternaCall or its representative to a person who, in the reasonable judgment of AlternaCall, is a member of your family or otherwise acting as your agent, and is inquiring about the correctness of calls made and/or the amount payable, as set out on a usage summary.



Switching between CIBC Credit Cards:
If you are a primary cardholder and you agree with CIBC to replace your CIBC Credit Card account with another CIBC Credit Card account type which also offers the Service, you authorize AlternaCall to debit the amount payable by you each month to the new CIBC Credit Card account.



General:
AlternaCall may change or replace these terms and conditions at any time, with notice to you and without your consent. AlternaCall may at any time and from time to time amend of modify any fees, features of other aspects of your Services upon notice to you and without your consent. Notification may be provided using one or more of the following methods: (i) postcard or letter mailed to your billing or service address; (ii) usage summary message of insert; (iii) e-mail to an address provided by you; (iv) call to your billed telephone number; (v) newspaper ad; (vi) speaking to you or leaving a message for you.

If you do not agree to any such amendments or modifications of these terms and conditions, any fees, features or other aspects of the Services, your sole and exclusive remedy is to immediately stop using the Service and terminate your Services. Your continued use of the Services following such notice means you agree to such amendments and modifications. You can review the most current version of these terms and conditions at www.guaranteedproof.com or by requesting a copy by calling 1-888-621-3401.

You cannot transfer your rights and obligations under the CIBC Guaranteed Proof program or these terms and conditions, or your access to the Services, to anyone else without AlternaCall's prior consent. AlternaCall may assign or transfer these terms and conditions or any of our rights hereunder.

These terms and conditions and the provision of Service, are governed exclusively by the applicable federal laws.

These terms and conditions, together with any completed and signed forms, AlternaCall's rates for the Services, usage summary terms, and any guides or manuals that we may provide to you regarding your Services, all as amended from time to time, constitute the entire agreement between you and AlternaCall for the Services and supersede all prior agreements, written or oral. If any portion of these terms and conditions is unenforceable, the remaining provisions continue in full force. Our failure to enforce strict performance of any provision of these terms and conditions does not mean we have waived and provision or right. Neither the course of conduct between us nor trade practice modifies any provision of these terms and conditions. 

The parties have requested that these terms and conditions and related documentation be drafted in English.Les Parties aux présentes confirment leur volonté que cette Convention soit rédigée en langue anglaise seulement.